American Express American Express members can cash personal checks for USD 2,000 to USD 3,000 over a 21-day period at the Bank of China. Credit card and passport required. Rm 2313, Tower 1, Guomao Bldg, 1 Jianguomenwai Dajie. Chaoyang District. (6505 2228 ext 6601)

Visa Certain banks, notably Bank of China and HSBC, can provide cash advances with a Visa card. Many ATMs allow Visa card-holders to withdraw money up to a daily limit (usually RMB 3,000)